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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $917,884 | $102,429+796.1% | $147,096+524.0% | $80,925+1034.2% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 18.19% | 135.02%-116.8pp | 419.75%-401.6pp | 35.65%-17.5pp |
| Employer contribution / active EE | $6,068 | $3,716+63.3% | $4,936+22.9% | $2,756+120.2% |
| Participant deferral / active EE | $11,667 | $6,649+75.5% | $8,071+44.5% | $4,299+171.4% |
| Admin fee / account holder | $180,953 | $7,957+2174.2% | $13,005+1291.4% | $6,940+2507.4% |