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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $917,884 | $102,382+796.5% | $147,005+524.4% | $80,874+1035.0% |
| Participation rate | 66.7% | 75.8%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 18.19% | 134.89%-116.7pp | 418.76%-400.6pp | 35.62%-17.4pp |
| Employer contribution / active EE | $6,068 | $3,715+63.4% | $4,934+23.0% | $2,756+120.2% |
| Participant deferral / active EE | $11,667 | $6,646+75.5% | $8,070+44.6% | $4,297+171.5% |
| Admin fee / account holder | $180,953 | $7,942+2178.3% | $13,006+1291.3% | $6,935+2509.2% |