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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $917,884 | $102,385+796.5% | $147,080+524.1% | $80,935+1034.1% |
| Participation rate | 66.7% | 75.9%-9.2pp | 82.2%-15.5pp | 67.7%-1.0pp |
| Annual return | 18.19% | 135.09%-116.9pp | 420.17%-402.0pp | 35.66%-17.5pp |
| Employer contribution / active EE | $6,068 | $3,717+63.3% | $4,933+23.0% | $2,757+120.1% |
| Participant deferral / active EE | $11,667 | $6,651+75.4% | $8,066+44.6% | $4,299+171.4% |
| Admin fee / account holder | $180,953 | $7,951+2175.7% | $12,989+1293.1% | $6,924+2513.3% |