Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPFINANCIAL PARTNERS, LLC Service code 27 · EIN 26-0058143 | Advisory (Plan) | $45,533 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$78,071 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,754 | $122,042+131.7% | $184,243+53.5% | $74,429+279.9% |
| Participation rate | 61.1% | 85.5%-24.4pp | 86.8%-25.7pp | 67.2%-6.1pp |
| Annual return | 23.48% | 19.91%+3.6pp | 28.82%-5.3pp | 1368.38%-1344.9pp |
| Employer contribution / active EE | $1,730 | $4,538-61.9% | $6,427-73.1% | $2,625-34.1% |
| Participant deferral / active EE | $6,931 | $7,143-3.0% | $9,132-24.1% | $4,348+59.4% |
| Admin fee / account holder | -$203 | $1,252-116.2% | $13,914-101.5% | $1,944-110.4% |