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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,339 | $117,895+43.6% | $102,460+65.3% | $145,897+16.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 10.24% | 31.92%-21.7pp | 29.47%-19.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $6,568 | $3,619+81.5% | $3,025+117.1% | $4,663+40.9% |
| Participant deferral / active EE | $7,726 | $5,736+34.7% | $5,056+52.8% | $6,689+15.5% |
| Admin fee / account holder | $1,739 | $13,353-87.0% | $9,460-81.6% | $13,390-87.0% |