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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $605,818 | $72,071+740.6% | $68,368+786.1% | $137,256+341.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.48% | 353.14%-339.7pp | 292.57%-279.1pp | 220.34%-206.9pp |
| Employer contribution / active EE | $7,905 | $2,788+183.5% | $2,649+198.4% | $4,156+90.2% |
| Participant deferral / active EE | $28,560 | $4,410+547.6% | $4,123+592.7% | $6,407+345.8% |
| Admin fee / account holder | $64,229 | $5,336+1103.8% | $5,150+1147.2% | $12,270+423.5% |