Retirement plan

ATLANTIC TOMORROWSOFFICE 401(K)PLAN

Name: FACSIMILE COMMUNICATIONS INDUSTRIES, INC. DBA ATLANTIC TOMORROWSOFFICE - ATLANTIC TOMORROWSOFFICE 401(K)PLAN (2025) Form 5500
Creator: FACSIMILE COMMUNICATIONS INDUSTRIES, INC. DBA ATLANTIC TOMORROWSOFFICE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ATLANTIC TOMORROWSOFFICE 401(K)PLAN, FACSIMILE COMMUNICATIONS INDUSTRIES, INC. DBA ATLANTIC TOMORROWSOFFICE

FACSIMILE COMMUNICATIONS INDUSTRIES, INC. DBA ATLANTIC TOMORROWSOFFICEEIN 13-1947545Plan #002PY 2025

134 W 26TH ST, 3RD FLOOR - NEW YORK, NY 100016803212-741-6400

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$33.1M

+13.5% from 2024

Total participants

443

-0.4% from 2024

Average account balance

$78,478

+12.4% from 2024

Annual return

15.07%

+3.71 pp from 2024

Benchmarks

See 420 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort420 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$33.12M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$78K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

422

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.12M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$465

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290	Contract Administrator	$102,785
PRIVATE ADVISOR GROUP LLC3 years Service code 27 · EIN 27-3463733	Advisory (Plan)	$75,966
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES INC. Service code 13 · EIN 13-3745616	Contract Administrator	$16,861
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES INC Service code 13	Contract Administrator	$14,150
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$196K

$536 / participant

Investment mgmt$76K38.7%
Contract admin$120K61.3%

% of EOY assets

0.593%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PW PARTNERS
Auditor EIN: 833323563
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$78,478

$103,024-23.8%

$112,040-30.0%

$79,634-1.5%

Participation rate

94.3%

80.6%+13.7pp

76.5%+17.8pp

62.5%+31.8pp

Annual return

15.07%

17.60%-2.5pp

24.52%-9.4pp

36.46%-21.4pp

Employer contribution / active EE

$3,015-100.0%

$2,954-100.0%

$2,529-100.0%

Participant deferral / active EE

$5,803

$5,233+10.9%

$5,098+13.8%

$3,835+51.3%

Admin fee / account holder

$465

$465+0.1%

$12,098-96.2%

$1,002-53.6%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY11+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$102,785

PRIVATE ADVISOR GROUP LLC3 years

Service code 27 · EIN 27-3463733

Advisory (Plan)

$75,966

PENTEGRA SERVICES, INC.3 years

Filed as: PENTEGRA SERVICES INC.

Service code 13 · EIN 13-3745616

Contract Administrator

$16,861

PENTEGRA SERVICES, INC.3 years

Filed as: PENTEGRA SERVICES INC

Service code 13

Contract Administrator

$14,150

MORNINGSTAR3 years

Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L

Service code 26 · EIN 36-4317381

Advisory (Participants)

ATLANTIC TOMORROWSOFFICE 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ATLANTIC TOMORROWSOFFICE 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion