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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,741 | $129,737-17.0% | $119,126-9.6% | $154,746-30.4% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 19.58% | 379.08%-359.5pp | 282.11%-262.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $7,473 | $4,375+70.8% | $4,034+85.3% | $4,379+70.7% |
| Participant deferral / active EE | $14,161 | $5,842+142.4% | $5,318+166.3% | $6,730+110.4% |
| Admin fee / account holder | $864 | $11,961-92.8% | $10,693-91.9% | $14,365-94.0% |