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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,741 | $171,492-37.2% | $150,734-28.5% | $198,609-45.8% |
| Participation rate | 60.0% | 81.4%-21.4pp | 78.4%-18.4pp | 82.4%-22.4pp |
| Annual return | 19.58% | 804.70%-785.1pp | 600.81%-581.2pp | 202.70%-183.1pp |
| Employer contribution / active EE | $7,473 | $5,470+36.6% | $4,918+52.0% | $5,055+47.8% |
| Participant deferral / active EE | $14,161 | $6,259+126.3% | $5,610+152.4% | $6,977+103.0% |
| Admin fee / account holder | $864 | $17,628-95.1% | $14,905-94.2% | $19,030-95.5% |