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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,741 | $111,535-3.4% | $105,223+2.4% | $137,256-21.5% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 80.0%-20.0pp |
| Annual return | 19.58% | 237.85%-218.3pp | 180.65%-161.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $7,473 | $3,939+89.7% | $3,689+102.6% | $4,156+79.8% |
| Participant deferral / active EE | $14,161 | $5,500+157.5% | $5,072+179.2% | $6,407+121.0% |
| Admin fee / account holder | $864 | $9,721-91.1% | $8,859-90.2% | $12,270-93.0% |