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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,753 | $167,030-63.6% | $135,768-55.3% | $155,188-60.9% |
| Participation rate | 92.9% | 76.2%+16.7pp | 71.1%+21.8pp | 80.8%+12.1pp |
| Annual return | 3.93% | 678.39%-674.5pp | 526.10%-522.2pp | 148.84%-144.9pp |
| Employer contribution / active EE | $3,846 | $4,132-6.9% | $3,394+13.3% | $4,248-9.5% |
| Participant deferral / active EE | $4,826 | $4,528+6.6% | $3,977+21.3% | $6,531-26.1% |
| Admin fee / account holder | $13,889 | $8,172+70.0% | $7,048+97.0% | $14,480-4.1% |