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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,103 | $124,425-51.7% | $112,040-46.4% | $137,256-56.2% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 24.88% | 24.72%+0.2pp | 24.52%+0.4pp | 220.34%-195.5pp |
| Employer contribution / active EE | $3,789 | $3,411+11.1% | $2,954+28.3% | $4,156-8.8% |
| Participant deferral / active EE | $5,387 | $5,718-5.8% | $5,098+5.7% | $6,407-15.9% |
| Admin fee / account holder | $39 | $15,207-99.7% | $12,098-99.7% | $12,270-99.7% |