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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,103 | $126,661-52.5% | $113,397-47.0% | $138,895-56.7% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.5%-26.5pp | 79.9%-29.9pp |
| Annual return | 24.88% | 25.05%-0.2pp | 23.20%+1.7pp | 145.39%-120.5pp |
| Employer contribution / active EE | $3,789 | $3,456+9.6% | $2,977+27.3% | $4,194-9.7% |
| Participant deferral / active EE | $5,387 | $5,693-5.4% | $5,076+6.1% | $6,396-15.8% |
| Admin fee / account holder | $39 | $14,549-99.7% | $11,957-99.7% | $12,562-99.7% |