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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $40,474 |
Filed as: EMPOWER LIFE & ANNUITY INS CO OF NY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,553 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $898 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,838 | $86,949-34.6% | $102,460-44.5% | $80,959-29.8% |
| Participation rate | 93.2% | 72.4%+20.8pp | 76.5%+16.6pp | 67.7%+25.5pp |
| Annual return | 10.88% | 18.89%-8.0pp | 29.47%-18.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $2,429 | $2,370+2.5% | $3,025-19.7% | $2,757-11.9% |
| Participant deferral / active EE | $3,325 | $4,121-19.3% | $5,056-34.2% | $4,300-22.7% |
| Admin fee / account holder | $452 | $8,048-94.4% | $9,460-95.2% | $6,925-93.5% |