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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 1400 AMERICAN BLVD BLDG #4 · PENNINGTON, NJ 08534 | Advisory (Plan) | $130,049 |
Filed as: EMPOWER LIFE & ANNUITY INSRUANCE Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $102,938 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $33,923 |
Filed as: ASSOCIATED PENSION CONSULTANTS INC Service code 13 401 BROADHOLLOW ROAD · MELVILLE, NY 11747 | Contract Administrator | $23,592 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,312 | $106,264+28.3% | $147,117-7.3% | $77,762+75.3% |
| Participation rate | 87.6% | 78.4%+9.1pp | 82.2%+5.4pp | 70.6%+17.0pp |
| Annual return | 21.48% | 56.94%-35.5pp | 420.54%-399.1pp | 31.27%-9.8pp |
| Employer contribution / active EE | $3,159 | $4,074-22.5% | $4,932-36.0% | $2,728+15.8% |
| Participant deferral / active EE | $9,415 | $8,003+17.6% | $8,065+16.7% | $4,651+102.4% |
| Admin fee / account holder | $427 | $334+27.7% | $12,993-96.7% | $433-1.3% |