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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,329 | $132,099+121.3% | $115,599+152.9% | $138,895+110.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.3%+0.7pp | 79.9%-4.9pp |
| Annual return | 17.68% | 176.76%-159.1pp | 111.10%-93.4pp | 145.39%-127.7pp |
| Employer contribution / active EE | $2,121 | $3,416-37.9% | $2,955-28.2% | $4,194-49.4% |
| Participant deferral / active EE | $5,266 | $5,617-6.2% | $4,889+7.7% | $6,396-17.7% |
| Admin fee / account holder | $3,835 | $15,650-75.5% | $12,841-70.1% | $12,562-69.5% |