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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $110,256 |
Filed as: CBIZ INVESTMENT ADVISORY SERVICES, Service code 27 · EIN 81-3968784 | Advisory (Plan) | $43,071 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,558 | $139,767-28.1% | $153,741-34.6% | $200,096-49.7% |
| Participation rate | 97.5% | 85.1%+12.4pp | 77.1%+20.4pp | 72.0%+25.5pp |
| Annual return | 15.12% | 20.59%-5.5pp | 15.71%-0.6pp | 34.26%-19.1pp |
| Employer contribution / active EE | $2,217 | $6,517-66.0% | $5,042-56.0% | $3,038-27.0% |
| Participant deferral / active EE | $6,039 | $8,055-25.0% | $6,757-10.6% | $5,090+18.6% |
| Admin fee / account holder | $106 | $98+8.0% | $12,749-99.2% | $269-60.7% |