Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,649 | $56,116+20.6% | $135,768-50.2% | $86,983-22.2% |
| Participation rate | 25.0% | 60.1%-35.1pp | 71.1%-46.1pp | 69.5%-44.5pp |
| Annual return | 10.81% | 125.33%-114.5pp | 526.10%-515.3pp | 25.83%-15.0pp |
| Employer contribution / active EE | $0 | $1,528-100.0% | $3,394-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $2,469 | $2,690-8.2% | $3,977-37.9% | $4,194-41.1% |
| Admin fee / account holder | $12,105 | $4,314+180.6% | $7,048+71.7% | $7,856+54.1% |