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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $25,407 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$33,645 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,647 | $55,694+41.2% | $81,882-4.0% | $200,096-60.7% |
| Participation rate | 64.4% | 62.7%+1.8pp | 72.4%-8.0pp | 72.0%-7.6pp |
| Annual return | 15.22% | 19.59%-4.4pp | 779.47%-764.3pp | 34.26%-19.0pp |
| Employer contribution / active EE | $1,516 | $2,114-28.3% | $2,916-48.0% | $3,038-50.1% |
| Participant deferral / active EE | $5,500 | $3,299+66.7% | $4,323+27.2% | $5,090+8.1% |
| Admin fee / account holder | $3 | $348-99.1% | $7,360-100.0% | $269-98.8% |