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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,233 | $111,878+94.2% | $93,727+131.8% | $145,897+48.9% |
| Participation rate | 82.6% | 74.2%+8.4pp | 68.7%+13.9pp | 80.3%+2.3pp |
| Annual return | 14.63% | 204.28%-189.6pp | 133.83%-119.2pp | 552.29%-537.7pp |
| Employer contribution / active EE | $8,158 | $3,092+163.8% | $2,421+236.9% | $4,663+75.0% |
| Participant deferral / active EE | $12,605 | $4,920+156.2% | $4,417+185.4% | $6,689+88.4% |
| Admin fee / account holder | $4,027 | $10,256-60.7% | $8,292-51.4% | $13,390-69.9% |