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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,930 | $73,787+238.7% | $98,716+153.2% | $82,448+203.1% |
| Participation rate | 61.1% | 61.4%-0.3pp | 69.3%-8.2pp | 68.1%-7.0pp |
| Annual return | 16.60% | 18.57%-2.0pp | 31.81%-15.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $5,875 | $1,511+288.8% | $2,279+157.8% | $2,551+130.3% |
| Participant deferral / active EE | $8,781 | $3,081+185.0% | $4,048+116.9% | $4,139+112.1% |
| Admin fee / account holder | $4,106 | $6,500-36.8% | $8,703-52.8% | $7,234-43.2% |