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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,697 | $124,980-77.8% | $108,359-74.4% | $154,746-82.1% |
| Participation rate | 95.0% | 75.2%+19.8pp | 70.1%+24.9pp | 80.7%+14.3pp |
| Annual return | 15.12% | 45.00%-29.9pp | 36.89%-21.8pp | 172.34%-157.2pp |
| Employer contribution / active EE | $261 | $2,851-90.8% | $2,399-89.1% | $4,379-94.0% |
| Participant deferral / active EE | $2,339 | $4,743-50.7% | $4,137-43.5% | $6,730-65.2% |
| Admin fee / account holder | $1,450 | $11,502-87.4% | $9,741-85.1% | $14,365-89.9% |