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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,697 | $112,729-75.4% | $98,716-71.9% | $137,256-79.8% |
| Participation rate | 95.0% | 74.2%+20.8pp | 69.3%+25.7pp | 80.0%+15.0pp |
| Annual return | 15.12% | 38.48%-23.4pp | 31.81%-16.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $261 | $2,725-90.4% | $2,279-88.5% | $4,156-93.7% |
| Participant deferral / active EE | $2,339 | $4,640-49.6% | $4,048-42.2% | $6,407-63.5% |
| Admin fee / account holder | $1,450 | $10,129-85.7% | $8,703-83.3% | $12,270-88.2% |