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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,078 | $183,516+66.8% | $155,534+96.8% | $145,884+109.8% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 29.84% | 61.43%-31.6pp | 64.92%-35.1pp | 551.85%-522.0pp |
| Employer contribution / active EE | $37,219 | $5,315+600.3% | $4,675+696.2% | $4,662+698.3% |
| Participant deferral / active EE | $21,063 | $6,467+225.7% | $5,630+274.1% | $6,690+214.9% |
| Admin fee / account holder | $44,143 | $19,293+128.8% | $15,900+177.6% | $13,392+229.6% |