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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,066 | $134,817-6.5% | $123,973+1.7% | $155,188-18.8% |
| Participation rate | 42.9% | 79.4%-36.5pp | 76.7%-33.8pp | 80.8%-37.9pp |
| Annual return | 20.82% | 515.49%-494.7pp | 388.13%-367.3pp | 148.84%-128.0pp |
| Employer contribution / active EE | $1,938 | $4,425-56.2% | $4,126-53.0% | $4,248-54.4% |
| Participant deferral / active EE | $4,497 | $5,706-21.2% | $5,247-14.3% | $6,531-31.2% |
| Admin fee / account holder | $20 | $13,245-99.8% | $11,799-99.8% | $14,480-99.9% |