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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,480 | $174,018-87.7% | $136,833-84.3% | $198,609-89.2% |
| Participation rate | 57.1% | 65.1%-8.0pp | 59.0%-1.9pp | 82.4%-25.2pp |
| Annual return | 26.11% | 35.16%-9.1pp | 35.32%-9.2pp | 202.70%-176.6pp |
| Employer contribution / active EE | $1,009 | $1,571-35.8% | $1,319-23.5% | $5,055-80.0% |
| Participant deferral / active EE | $3,241 | $2,873+12.8% | $2,441+32.8% | $6,977-53.5% |
| Admin fee / account holder | $58 | $5,434-98.9% | $4,706-98.8% | $19,030-99.7% |