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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,480 | $67,823-68.3% | $52,425-59.0% | $137,256-84.4% |
| Participation rate | 57.1% | 63.9%-6.8pp | 55.6%+1.5pp | 80.0%-22.8pp |
| Annual return | 26.11% | 219.11%-193.0pp | 302.12%-276.0pp | 220.34%-194.2pp |
| Employer contribution / active EE | $1,009 | $1,163-13.3% | $914+10.4% | $4,156-75.7% |
| Participant deferral / active EE | $3,241 | $2,288+41.7% | $1,790+81.0% | $6,407-49.4% |
| Admin fee / account holder | $58 | $2,844-97.9% | $2,495-97.7% | $12,270-99.5% |