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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,480 | $94,439-77.3% | $73,658-70.8% | $154,746-86.1% |
| Participation rate | 57.1% | 64.7%-7.5pp | 57.0%+0.1pp | 80.7%-23.6pp |
| Annual return | 26.11% | 28.25%-2.1pp | 29.72%-3.6pp | 172.34%-146.2pp |
| Employer contribution / active EE | $1,009 | $1,257-19.8% | $1,032-2.3% | $4,379-77.0% |
| Participant deferral / active EE | $3,241 | $2,527+28.3% | $2,062+57.2% | $6,730-51.8% |
| Admin fee / account holder | $58 | $3,843-98.5% | $3,357-98.3% | $14,365-99.6% |