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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,004 | $57,073-50.9% | $85,126-67.1% | $80,925-65.4% |
| Participation rate | 74.1% | 56.4%+17.7pp | 67.5%+6.6pp | 67.7%+6.4pp |
| Annual return | 18.37% | 21.69%-3.3pp | 66.63%-48.3pp | 35.65%-17.3pp |
| Employer contribution / active EE | $1,547 | $1,801-14.1% | $2,731-43.4% | $2,756-43.9% |
| Participant deferral / active EE | $4,302 | $3,113+38.2% | $4,523-4.9% | $4,299+0.1% |
| Admin fee / account holder | $1,391 | $4,988-72.1% | $6,160-77.4% | $6,940-80.0% |