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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,180 | $102,385+37.9% | $147,080-4.0% | $80,935+74.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 13.28% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $5,439 | $3,717+46.3% | $4,933+10.3% | $2,757+97.3% |
| Participant deferral / active EE | $18,317 | $6,651+175.4% | $8,066+127.1% | $4,299+326.0% |
| Admin fee / account holder | $6,376 | $7,951-19.8% | $12,989-50.9% | $6,924-7.9% |