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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,485 | $160,040-40.3% | $147,096-35.1% | $145,877-34.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 17.44% | 98.49%-81.1pp | 419.75%-402.3pp | 551.28%-533.8pp |
| Employer contribution / active EE | $7,439 | $5,289+40.6% | $4,936+50.7% | $4,663+59.5% |
| Participant deferral / active EE | $10,001 | $8,429+18.7% | $8,071+23.9% | $6,691+49.5% |
| Admin fee / account holder | $4,537 | $15,050-69.9% | $13,005-65.1% | $13,402-66.1% |