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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,645 | $96,731-38.3% | $123,973-51.9% | $86,983-31.4% |
| Participation rate | 93.9% | 70.0%+23.9pp | 76.7%+17.2pp | 69.5%+24.3pp |
| Annual return | 24.17% | 17.33%+6.8pp | 388.13%-364.0pp | 25.83%-1.7pp |
| Employer contribution / active EE | $5,175 | $3,297+57.0% | $4,126+25.4% | $2,584+100.2% |
| Participant deferral / active EE | $5,631 | $4,152+35.6% | $5,247+7.3% | $4,194+34.3% |
| Admin fee / account holder | $8,784 | $8,722+0.7% | $11,799-25.5% | $7,856+11.8% |