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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,322 | $101,798+140.0% | $165,071+48.0% | $80,935+201.9% |
| Participation rate | 61.8% | 71.8%-10.1pp | 78.6%-16.9pp | 67.7%-5.9pp |
| Annual return | 17.15% | 16.73%+0.4pp | 70.17%-53.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $2,811 | $2,954-4.9% | $4,347-35.3% | $2,757+2.0% |
| Participant deferral / active EE | $6,131 | $4,476+37.0% | $6,035+1.6% | $4,299+42.6% |
| Admin fee / account holder | $3,168 | $8,221-61.5% | $12,695-75.0% | $6,924-54.3% |