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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,682 | $107,809-52.1% | $97,032-46.7% | $155,188-66.7% |
| Participation rate | 90.9% | 75.5%+15.4pp | 71.6%+19.3pp | 80.8%+10.1pp |
| Annual return | 17.16% | 38.06%-20.9pp | 35.38%-18.2pp | 148.84%-131.7pp |
| Employer contribution / active EE | $2,691 | $2,911-7.6% | $2,629+2.4% | $4,248-36.6% |
| Participant deferral / active EE | $8,973 | $5,129+74.9% | $4,672+92.0% | $6,531+37.4% |
| Admin fee / account holder | $347 | $10,717-96.8% | $9,418-96.3% | $14,480-97.6% |