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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,682 | $97,125-46.8% | $86,233-40.1% | $137,256-62.3% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.0%+21.9pp | 80.0%+10.9pp |
| Annual return | 17.16% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,691 | $2,841-5.3% | $2,504+7.5% | $4,156-35.2% |
| Participant deferral / active EE | $8,973 | $5,180+73.2% | $4,559+96.8% | $6,407+40.0% |
| Admin fee / account holder | $347 | $9,725-96.4% | $8,342-95.8% | $12,270-97.2% |