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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,968 | $111,830-60.7% | $93,696-53.1% | $145,884-69.9% |
| Participation rate | 28.6% | 74.2%-45.6pp | 68.7%-40.1pp | 80.3%-51.7pp |
| Annual return | 17.19% | 204.08%-186.9pp | 133.74%-116.6pp | 551.85%-534.7pp |
| Employer contribution / active EE | $837 | $3,093-72.9% | $2,422-65.4% | $4,662-82.1% |
| Participant deferral / active EE | $4,660 | $4,920-5.3% | $4,417+5.5% | $6,690-30.3% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |