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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,286 | $70,366+390.7% | $66,674+417.9% | $138,895+148.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 13.66% | 386.41%-372.7pp | 321.24%-307.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $6,456 | $2,765+133.5% | $2,620+146.4% | $4,194+53.9% |
| Participant deferral / active EE | $10,340 | $4,374+136.4% | $4,084+153.2% | $6,396+61.7% |
| Admin fee / account holder | $2,903 | $5,262-44.8% | $5,098-43.1% | $12,562-76.9% |