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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,114 | $126,661-36.0% | $113,397-28.5% | $138,895-41.6% |
| Participation rate | 63.6% | 79.4%-15.8pp | 76.5%-12.9pp | 79.9%-16.3pp |
| Annual return | 18.53% | 25.05%-6.5pp | 23.20%-4.7pp | 145.39%-126.9pp |
| Employer contribution / active EE | $2,457 | $3,456-28.9% | $2,977-17.5% | $4,194-41.4% |
| Participant deferral / active EE | $5,394 | $5,693-5.2% | $5,076+6.3% | $6,396-15.7% |
| Admin fee / account holder | $704 | $14,549-95.2% | $11,957-94.1% | $12,562-94.4% |