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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,898 | $169,356-29.8% | $129,406-8.1% | $145,897-18.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.37% | 14418.62%-14408.2pp | 9468.18%-9457.8pp | 552.29%-541.9pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,155-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,123 | $4,987-57.4% | $4,167-49.1% | $6,689-68.3% |
| Admin fee / account holder | $1,949 | $9,915-80.3% | $7,689-74.7% | $13,390-85.4% |