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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,721 | $115,931-13.1% | $185,441-45.7% | $86,983+15.8% |
| Participation rate | 96.2% | 73.6%+22.5pp | 80.3%+15.9pp | 69.5%+26.6pp |
| Annual return | 14.13% | 21.47%-7.3pp | 20.16%-6.0pp | 25.83%-11.7pp |
| Employer contribution / active EE | $3,525 | $2,937+20.0% | $4,672-24.6% | $2,584+36.4% |
| Participant deferral / active EE | $8,747 | $4,551+92.2% | $6,152+42.2% | $4,194+108.6% |
| Admin fee / account holder | $791 | $10,687-92.6% | $17,890-95.6% | $7,856-89.9% |