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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,730 | $81,276+3.0% | $155,574-46.2% | $80,925+3.5% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.84% | 33.36%-23.5pp | 64.87%-55.0pp | 35.65%-25.8pp |
| Employer contribution / active EE | $3,491 | $3,103+12.5% | $4,676-25.3% | $2,756+26.6% |
| Participant deferral / active EE | $3,870 | $3,453+12.1% | $5,629-31.3% | $4,299-10.0% |
| Admin fee / account holder | $5,273 | $7,993-34.0% | $15,914-66.9% | $6,940-24.0% |