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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,730 | $81,331+2.9% | $155,534-46.2% | $80,935+3.5% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.84% | 33.37%-23.5pp | 64.92%-55.1pp | 35.66%-25.8pp |
| Employer contribution / active EE | $3,491 | $3,105+12.4% | $4,675-25.3% | $2,757+26.6% |
| Participant deferral / active EE | $3,870 | $3,454+12.0% | $5,630-31.3% | $4,299-10.0% |
| Admin fee / account holder | $5,273 | $7,999-34.1% | $15,900-66.8% | $6,924-23.9% |