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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,184 | $100,203+503.0% | $85,240+608.8% | $145,897+314.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 6.26% | 84.28%-78.0pp | 66.75%-60.5pp | 552.29%-546.0pp |
| Employer contribution / active EE | $22,560 | $3,242+595.9% | $2,735+724.8% | $4,663+383.9% |
| Participant deferral / active EE | $18,747 | $5,299+253.8% | $4,527+314.1% | $6,689+180.3% |
| Admin fee / account holder | $936 | $7,265-87.1% | $6,165-84.8% | $13,390-93.0% |