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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,624 | $166,268-59.3% | $165,100-59.0% | $145,897-53.6% |
| Participation rate | 84.2% | 82.0%+2.2pp | 78.6%+5.6pp | 80.3%+3.9pp |
| Annual return | 10.06% | 100.52%-90.5pp | 70.21%-60.1pp | 552.29%-542.2pp |
| Employer contribution / active EE | $1,678 | $5,284-68.2% | $4,348-61.4% | $4,663-64.0% |
| Participant deferral / active EE | $6,882 | $6,964-1.2% | $6,035+14.0% | $6,689+2.9% |
| Admin fee / account holder | $2,281 | $16,659-86.3% | $12,696-82.0% | $13,390-83.0% |