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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,399 | $146,267+91.7% | $197,124+42.2% | $82,448+240.1% |
| Participation rate | 93.1% | 84.0%+9.1pp | 86.7%+6.4pp | 68.1%+25.0pp |
| Annual return | 17.27% | 29.61%-12.3pp | 44.34%-27.1pp | 41.64%-24.4pp |
| Employer contribution / active EE | $4,572 | $4,723-3.2% | $6,227-26.6% | $2,551+79.2% |
| Participant deferral / active EE | $8,331 | $7,035+18.4% | $9,135-8.8% | $4,139+101.3% |
| Admin fee / account holder | $15,470 | $14,422+7.3% | $16,298-5.1% | $7,234+113.8% |