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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,120 | $106,864-32.5% | $147,318-51.0% | $82,637-12.7% |
| Participation rate | 93.0% | 75.5%+17.5pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 16.69% | 27.49%-10.8pp | 70.43%-53.7pp | 53.51%-36.8pp |
| Employer contribution / active EE | $2,072 | $3,417-39.4% | $4,593-54.9% | $2,552-18.8% |
| Participant deferral / active EE | $3,187 | $6,496-50.9% | $7,906-59.7% | $4,126-22.7% |
| Admin fee / account holder | $4,741 | $8,415-43.7% | $13,708-65.4% | $7,339-35.4% |