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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,984 | $160,040-66.3% | $147,096-63.3% | $145,877-63.0% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 8.95% | 98.49%-89.5pp | 419.75%-410.8pp | 551.28%-542.3pp |
| Employer contribution / active EE | $3,487 | $5,289-34.1% | $4,936-29.3% | $4,663-25.2% |
| Participant deferral / active EE | $7,994 | $8,429-5.2% | $8,071-1.0% | $6,691+19.5% |
| Admin fee / account holder | $61,394 | $15,050+307.9% | $13,005+372.1% | $13,402+358.1% |