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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,190 | $213,785-26.9% | $185,441-15.8% | $155,188+0.6% |
| Participation rate | 45.5% | 83.2%-37.8pp | 80.3%-34.8pp | 80.8%-35.3pp |
| Annual return | 15.29% | 19.97%-4.7pp | 20.16%-4.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $1,441 | $5,393-73.3% | $4,672-69.2% | $4,248-66.1% |
| Participant deferral / active EE | $9,147 | $6,864+33.3% | $6,152+48.7% | $6,531+40.1% |
| Admin fee / account holder | $115 | $21,134-99.5% | $17,890-99.4% | $14,480-99.2% |