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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,190 | $178,174-12.3% | $156,1810% | $137,256+13.8% |
| Participation rate | 45.5% | 82.0%-36.6pp | 78.8%-33.4pp | 80.0%-34.5pp |
| Annual return | 15.29% | 84.19%-68.9pp | 64.87%-49.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $1,441 | $4,972-71.0% | $4,294-66.4% | $4,156-65.3% |
| Participant deferral / active EE | $9,147 | $6,888+32.8% | $6,132+49.2% | $6,407+42.8% |
| Admin fee / account holder | $115 | $17,404-99.3% | $14,586-99.2% | $12,270-99.1% |