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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,303 | $178,174-21.8% | $156,181-10.8% | $137,256+1.5% |
| Participation rate | 84.6% | 82.0%+2.6pp | 78.8%+5.8pp | 80.0%+4.7pp |
| Annual return | 15.52% | 84.19%-68.7pp | 64.87%-49.4pp | 220.34%-204.8pp |
| Employer contribution / active EE | $4,727 | $4,972-4.9% | $4,294+10.1% | $4,156+13.7% |
| Participant deferral / active EE | $11,357 | $6,888+64.9% | $6,132+85.2% | $6,407+77.3% |
| Admin fee / account holder | $3,196 | $17,404-81.6% | $14,586-78.1% | $12,270-74.0% |