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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,536 | $114,013+219.7% | $103,693+251.6% | $155,188+134.9% |
| Participation rate | 15.0% | 75.2%-60.2pp | 72.6%-57.6pp | 80.8%-65.8pp |
| Annual return | 18.73% | 49.31%-30.6pp | 47.61%-28.9pp | 148.84%-130.1pp |
| Employer contribution / active EE | $5,525 | $3,131+76.4% | $2,920+89.2% | $4,248+30.1% |
| Participant deferral / active EE | $4,521 | $4,970-9.0% | $4,579-1.3% | $6,531-30.8% |
| Admin fee / account holder | $0 | $8,407-100.0% | $7,858-100.0% | $14,480-100.0% |