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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,278 | $132,634+146.0% | $115,768+181.8% | $137,256+137.7% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.4%-3.0pp | 80.0%-8.5pp |
| Annual return | 11.16% | 160.70%-149.5pp | 100.46%-89.3pp | 220.34%-209.2pp |
| Employer contribution / active EE | $26 | $3,360-99.2% | $2,940-99.1% | $4,156-99.4% |
| Participant deferral / active EE | $14,033 | $5,619+149.8% | $4,917+185.4% | $6,407+119.0% |
| Admin fee / account holder | $7,151 | $15,028-52.4% | $12,439-42.5% | $12,270-41.7% |