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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,278 | $132,099+147.0% | $115,599+182.3% | $138,895+134.9% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.3%-2.8pp | 79.9%-8.5pp |
| Annual return | 11.16% | 176.76%-165.6pp | 111.10%-99.9pp | 145.39%-134.2pp |
| Employer contribution / active EE | $26 | $3,416-99.3% | $2,955-99.1% | $4,194-99.4% |
| Participant deferral / active EE | $14,033 | $5,617+149.8% | $4,889+187.0% | $6,396+119.4% |
| Admin fee / account holder | $7,151 | $15,650-54.3% | $12,841-44.3% | $12,562-43.1% |