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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,458 | $178,174-72.8% | $156,181-69.0% | $137,256-64.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 6.35% | 84.19%-77.8pp | 64.87%-58.5pp | 220.34%-214.0pp |
| Employer contribution / active EE | $4,507 | $4,972-9.3% | $4,294+5.0% | $4,156+8.4% |
| Participant deferral / active EE | $4,016 | $6,888-41.7% | $6,132-34.5% | $6,407-37.3% |
| Admin fee / account holder | $649 | $17,404-96.3% | $14,586-95.5% | $12,270-94.7% |