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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,458 | $199,109-75.7% | $173,730-72.1% | $154,746-68.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 6.35% | 20.02%-13.7pp | 19.96%-13.6pp | 172.34%-166.0pp |
| Employer contribution / active EE | $4,507 | $5,311-15.1% | $4,577-1.5% | $4,379+2.9% |
| Participant deferral / active EE | $4,016 | $7,113-43.5% | $6,326-36.5% | $6,730-40.3% |
| Admin fee / account holder | $649 | $20,916-96.9% | $17,523-96.3% | $14,365-95.5% |