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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,458 | $254,759-81.0% | $216,567-77.6% | $198,609-75.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 6.35% | 10.04%-3.7pp | 12.94%-6.6pp | 202.70%-196.4pp |
| Employer contribution / active EE | $4,507 | $6,096-26.1% | $5,216-13.6% | $5,055-10.9% |
| Participant deferral / active EE | $4,016 | $6,948-42.2% | $6,191-35.1% | $6,977-42.4% |
| Admin fee / account holder | $649 | $26,311-97.5% | $21,981-97.0% | $19,030-96.6% |