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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,751 | $66,275+17.3% | $163,379-52.4% | $64,097+21.3% |
| Participation rate | 77.2% | 54.1%+23.2pp | 76.8%+0.4pp | 55.2%+22.0pp |
| Annual return | 15.22% | 32.72%-17.5pp | 63.41%-48.2pp | 34.64%-19.4pp |
| Employer contribution / active EE | $194 | $1,521-87.2% | $3,752-94.8% | $1,891-89.7% |
| Participant deferral / active EE | $2,448 | $3,126-21.7% | $6,282-61.0% | $3,080-20.5% |
| Admin fee / account holder | $1,536 | $4,569-66.4% | $9,818-84.4% | $3,454-55.5% |