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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,751 | $74,661+4.1% | $160,784-51.6% | $67,986+14.4% |
| Participation rate | 77.2% | 57.1%+20.1pp | 77.0%+0.3pp | 57.2%+20.0pp |
| Annual return | 15.22% | 28.83%-13.6pp | 1803.92%-1788.7pp | 31.67%-16.4pp |
| Employer contribution / active EE | $194 | $1,829-89.4% | $3,733-94.8% | $2,019-90.4% |
| Participant deferral / active EE | $2,448 | $3,681-33.5% | $6,293-61.1% | $3,358-27.1% |
| Admin fee / account holder | $1,536 | $3,959-61.2% | $9,717-84.2% | $3,203-52.0% |