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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,365 | $77,962-16.2% | $178,540-63.4% | $80,935-19.2% |
| Participation rate | 72.9% | 65.7%+7.3pp | 77.1%-4.2pp | 67.7%+5.3pp |
| Annual return | 17.16% | 18.10%-0.9pp | 27.15%-10.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $198 | $2,280-91.3% | $3,953-95.0% | $2,757-92.8% |
| Participant deferral / active EE | $2,701 | $4,404-38.7% | $6,281-57.0% | $4,299-37.2% |
| Admin fee / account holder | $1,239 | $7,156-82.7% | $10,424-88.1% | $6,924-82.1% |