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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,874 | $147,556+72.1% | $129,031+96.8% | $198,609+27.8% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 16.25% | 37.41%-21.2pp | 34.67%-18.4pp | 202.70%-186.4pp |
| Employer contribution / active EE | $1,918 | $3,645-47.4% | $3,226-40.5% | $5,055-62.1% |
| Participant deferral / active EE | $8,291 | $5,760+44.0% | $5,217+58.9% | $6,977+18.8% |
| Admin fee / account holder | $6,260 | $15,467-59.5% | $13,208-52.6% | $19,030-67.1% |