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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,361 | $154,228-22.0% | $145,433-17.2% | $137,256-12.3% |
| Participation rate | 54.5% | 83.8%-29.2pp | 82.1%-27.6pp | 80.0%-25.4pp |
| Annual return | 16.21% | 74.59%-58.4pp | 66.58%-50.4pp | 220.34%-204.1pp |
| Employer contribution / active EE | $4,346 | $4,804-9.5% | $4,554-4.6% | $4,156+4.6% |
| Participant deferral / active EE | $4,766 | $8,216-42.0% | $7,897-39.6% | $6,407-25.6% |
| Admin fee / account holder | $8,425 | $14,344-41.3% | $13,129-35.8% | $12,270-31.3% |