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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,361 | $162,136-25.8% | $152,301-21.0% | $154,746-22.2% |
| Participation rate | 54.5% | 84.1%-29.6pp | 82.4%-27.9pp | 80.7%-26.2pp |
| Annual return | 16.21% | 91.02%-74.8pp | 80.50%-64.3pp | 172.34%-156.1pp |
| Employer contribution / active EE | $4,346 | $4,890-11.1% | $4,624-6.0% | $4,379-0.8% |
| Participant deferral / active EE | $4,766 | $8,341-42.9% | $8,004-40.5% | $6,730-29.2% |
| Admin fee / account holder | $8,425 | $15,759-46.5% | $14,398-41.5% | $14,365-41.3% |