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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,058 | $139,948-74.9% | $121,663-71.2% | $154,746-77.3% |
| Participation rate | 90.9% | 78.0%+12.9pp | 74.5%+16.4pp | 80.7%+10.2pp |
| Annual return | 16.14% | 230.52%-214.4pp | 147.54%-131.4pp | 172.34%-156.2pp |
| Employer contribution / active EE | $570 | $3,521-83.8% | $3,020-81.1% | $4,379-87.0% |
| Participant deferral / active EE | $2,455 | $5,629-56.4% | $4,887-49.8% | $6,730-63.5% |
| Admin fee / account holder | $17,369 | $17,321+0.3% | $14,289+21.6% | $14,365+20.9% |