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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,058 | $132,634-73.6% | $115,768-69.7% | $137,256-74.5% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 16.14% | 160.70%-144.6pp | 100.46%-84.3pp | 220.34%-204.2pp |
| Employer contribution / active EE | $570 | $3,360-83.0% | $2,940-80.6% | $4,156-86.3% |
| Participant deferral / active EE | $2,455 | $5,619-56.3% | $4,917-50.1% | $6,407-61.7% |
| Admin fee / account holder | $17,369 | $15,028+15.6% | $12,439+39.6% | $12,270+41.6% |