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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,220 | $76,368+138.6% | $67,681+169.2% | $154,746+17.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 2.36% | 1066.77%-1064.4pp | 590.58%-588.2pp | 172.34%-170.0pp |
| Employer contribution / active EE | $13,708 | $3,151+335.0% | $2,678+411.8% | $4,379+213.0% |
| Participant deferral / active EE | $0 | $4,824-100.0% | $3,976-100.0% | $6,730-100.0% |
| Admin fee / account holder | $7,908 | $8,559-7.6% | $6,100+29.6% | $14,365-45.0% |