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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,991 | $183,592-85.3% | $155,574-82.7% | $145,877-81.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 17.13% | 61.37%-44.2pp | 64.87%-47.7pp | 551.28%-534.2pp |
| Employer contribution / active EE | $3,377 | $5,317-36.5% | $4,676-27.8% | $4,663-27.6% |
| Participant deferral / active EE | $10,195 | $6,466+57.7% | $5,629+81.1% | $6,691+52.4% |
| Admin fee / account holder | $23,686 | $19,316+22.6% | $15,914+48.8% | $13,402+76.7% |