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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,991 | $183,539-85.3% | $155,556-82.6% | $145,897-81.5% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 17.13% | 61.31%-44.2pp | 64.84%-47.7pp | 552.29%-535.2pp |
| Employer contribution / active EE | $3,377 | $5,315-36.5% | $4,675-27.8% | $4,663-27.6% |
| Participant deferral / active EE | $10,195 | $6,467+57.7% | $5,631+81.1% | $6,689+52.4% |
| Admin fee / account holder | $23,686 | $19,275+22.9% | $15,885+49.1% | $13,390+76.9% |