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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,502 | $156,398+104.9% | $147,318+117.6% | $138,895+130.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.65% | 78.75%-62.1pp | 70.43%-53.8pp | 145.39%-128.7pp |
| Employer contribution / active EE | $4,283 | $4,853-11.7% | $4,593-6.7% | $4,194+2.1% |
| Participant deferral / active EE | $21,697 | $8,237+163.4% | $7,906+174.4% | $6,396+239.2% |
| Admin fee / account holder | $2,632 | $14,976-82.4% | $13,708-80.8% | $12,562-79.1% |