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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,087 | $180,749+5.2% | $160,784+18.2% | $137,256+38.5% |
| Participation rate | 57.1% | 80.0%-22.8pp | 77.0%-19.8pp | 80.0%-22.8pp |
| Annual return | 19.69% | 2234.46%-2214.8pp | 1803.92%-1784.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,400 | $4,155-42.2% | $3,733-35.7% | $4,156-42.3% |
| Participant deferral / active EE | $9,180 | $6,844+34.1% | $6,293+45.9% | $6,407+43.3% |
| Admin fee / account holder | $4,884 | $10,397-53.0% | $9,717-49.7% | $12,270-60.2% |