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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,412 | $211,105-30.6% | $178,449-18.0% | $145,978+0.3% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 10.03% | 30.19%-20.2pp | 27.09%-17.1pp | 550.52%-540.5pp |
| Employer contribution / active EE | $2,661 | $4,569-41.7% | $3,951-32.6% | $4,662-42.9% |
| Participant deferral / active EE | $8,022 | $6,959+15.3% | $6,277+27.8% | $6,690+19.9% |
| Admin fee / account holder | $3,963 | $12,017-67.0% | $10,362-61.8% | $13,400-70.4% |