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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,925 | $117,895+265.5% | $102,460+320.6% | $145,897+195.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.81% | 31.92%-23.1pp | 29.47%-20.7pp | 552.29%-543.5pp |
| Employer contribution / active EE | $11,545 | $3,619+219.0% | $3,025+281.6% | $4,663+147.6% |
| Participant deferral / active EE | $12,040 | $5,736+109.9% | $5,056+138.1% | $6,689+80.0% |
| Admin fee / account holder | $3,999 | $13,353-70.0% | $9,460-57.7% | $13,390-70.1% |